One week ago I decided to do what most other people my age have not even considered: requested my free credit report (or reports: I got all three). I thought getting my cholesterol checked at age 22 was scary, well, this was more frightening.
I didn't know what to expect - "What do those things say, anyways?" I asked myself.
Well, they keep track of every place you've ever lived, every time someone has inquired about your credit line, and (the obvious) every time you didn't pay on time. Unlike looking at my cholesterol levels, the numbers and words I read in the credit report were not very good.
I've only had one credit card my whole life, and I messed it up (that was in 2004). While in college I often ignored financial responsibility, common sense, and healthy eating by going out to eat. My Band of America account was... a mess, to say the least. I didn't do a very good job of keeping track of my money.
I just started a new job, and because I'm living with family my "rent" is fairly low. My original plan was to throw money into my account and use it whenever I needed it. Well, upon reading my credit reports I realized that letting money sit in an account was like leaving a box of cookies in front of a person who's barely began their diet.
I have never gone on krazee, extravagant spending sprees; never really had that opportunity. When I got into financial trouble it was over what I considered to be small things. I would convinced myself that "just one more" CD, book, or beer at the bar couldn't possibly make a difference. When I got to the end of the week and realized that I did not have enough money in my account to buy groceries - all thanks to trips to In-N-Out, Starbucks, or any other useless commodities - the "just one more" items added up to "a lot more."
However much I would LOVE to think of myself as being more responsible now (especially since I have a university degree), I know that when it comes to money I need to watch how I spend it - or in keeping with the diet example: watch my calories.
I am working, and because I don't have many bills to pay, NOW more than EVER I need to make sure that my money is spent on frivolous goods.
Thursday, October 8, 2009
Tuesday, December 2, 2008
On being shy
I used to be shy - can you believe that?
If you look at my silly pictures, read my off-the-wall comments I make about myself, or read the list of things I've been involved with at UC Davis you would never be able to tell.
But when I was little, I used to ignore people if I met them for the first time. Even if they stood right in front of me and asked a question like "How old are you?" I would stare at the ground and do simple math calculations in my head (I was a nerdy little four year old). I don't know when I grew out of that, but I continued that behavior through first grade.
Recently I've had difficulties talking to people I don't have a close working relationship with. I actually saw two former professors and a TA in the last two weeks who know me - or at least recognize me - but I did not say "Hello."
Some may think this is not a problem, that EVERYONE is a little anti-social every once in a while. But in the not-so-distant past I actually missed a week of school because of the social anxiety. I used to think it was crazy but I was fine until I went public with this problem and was told I needed help - haha, I knew that!
I'm feel bad about ignoring people; walking past them as I stare at the floor. So this weeks I will start saying "Hello!" with a big smile.
If you look at my silly pictures, read my off-the-wall comments I make about myself, or read the list of things I've been involved with at UC Davis you would never be able to tell.
But when I was little, I used to ignore people if I met them for the first time. Even if they stood right in front of me and asked a question like "How old are you?" I would stare at the ground and do simple math calculations in my head (I was a nerdy little four year old). I don't know when I grew out of that, but I continued that behavior through first grade.
Recently I've had difficulties talking to people I don't have a close working relationship with. I actually saw two former professors and a TA in the last two weeks who know me - or at least recognize me - but I did not say "Hello."
Some may think this is not a problem, that EVERYONE is a little anti-social every once in a while. But in the not-so-distant past I actually missed a week of school because of the social anxiety. I used to think it was crazy but I was fine until I went public with this problem and was told I needed help - haha, I knew that!
I'm feel bad about ignoring people; walking past them as I stare at the floor. So this weeks I will start saying "Hello!" with a big smile.
Thursday, November 27, 2008
Learning v2.0
I’ll say it: I am NOT tech savvy... at all!
Somehow the technological craze that shook my generation skipped me. Here I am, in my mid 20s (won't say how old because a lady should never say her age), and I can barely do word count on Word. However I am willing to accept my ignorance and - more importantly - do something about it.
"What is web 2.0?"
I first came across the term during my time in the UC Washington Program. I was an intern at the Association of American Universities (AAU) and part of my duties included attending meetings for the Task Force on the Future of American Innovation.
The Task Force consisted of educational and industry representatives working together for a common goal: increase funding in basic sciences. Last year was particularly hard because of budget cuts. Places like SLAC and Fermilab were facing serious reductions in services, project suspensions, and furloughs. One of my jobs was to gather information about a Senator and maintain a wiki about him.
Given: it was only a wiki so I didn’t need to learn code. But considering I am still amazed by first generation iPods, updating a wiki was a huge deal. They described the wiki as more “web 2.0” and I nodded in agreement, but made a note of the term in my notepad.
I wanted to know exactly what the term meant, but as Will (former economics TA) put it "Everyone has their own definition." It’s hard to understand what something is when it keeps being redefined.
Why do I want to understand this? I’m applying to Graduate School in the near future, and am interested in the way media and technologies interact with society. I can study “society” and “media,” but technologies … I’m no closer to understanding technology than I am to knowing the mathematical models explaining Higgs boson.
Fortunately for me, I’m not trying to pursue a career in theoretical physics. Instead I’m trying to learn more about technology and how to (for a lack of a better description) create stuff.
I emailed Will the other day with the intention of getting a definition of web 2.0. As always he did a good job of simplifying a huge ethereal concept into something that made sense. He even asked if I was asking because I wanted to start a hobby.
I might just do that, thank you very much for the suggestion.
So with that said, I’ve decided to hop on the technology train! First stop: source code and html code (whatever those mean).
Somehow the technological craze that shook my generation skipped me. Here I am, in my mid 20s (won't say how old because a lady should never say her age), and I can barely do word count on Word. However I am willing to accept my ignorance and - more importantly - do something about it.
"What is web 2.0?"
I first came across the term during my time in the UC Washington Program. I was an intern at the Association of American Universities (AAU) and part of my duties included attending meetings for the Task Force on the Future of American Innovation.
The Task Force consisted of educational and industry representatives working together for a common goal: increase funding in basic sciences. Last year was particularly hard because of budget cuts. Places like SLAC and Fermilab were facing serious reductions in services, project suspensions, and furloughs. One of my jobs was to gather information about a Senator and maintain a wiki about him.
Given: it was only a wiki so I didn’t need to learn code. But considering I am still amazed by first generation iPods, updating a wiki was a huge deal. They described the wiki as more “web 2.0” and I nodded in agreement, but made a note of the term in my notepad.
I wanted to know exactly what the term meant, but as Will (former economics TA) put it "Everyone has their own definition." It’s hard to understand what something is when it keeps being redefined.
Why do I want to understand this? I’m applying to Graduate School in the near future, and am interested in the way media and technologies interact with society. I can study “society” and “media,” but technologies … I’m no closer to understanding technology than I am to knowing the mathematical models explaining Higgs boson.
Fortunately for me, I’m not trying to pursue a career in theoretical physics. Instead I’m trying to learn more about technology and how to (for a lack of a better description) create stuff.
I emailed Will the other day with the intention of getting a definition of web 2.0. As always he did a good job of simplifying a huge ethereal concept into something that made sense. He even asked if I was asking because I wanted to start a hobby.
I might just do that, thank you very much for the suggestion.
So with that said, I’ve decided to hop on the technology train! First stop: source code and html code (whatever those mean).
Saturday, November 22, 2008
Nervous Conditions
I just finished reading a book called Nervous Conditions. The actual story focuses on two girls (cousins) from Southern Rhodesia (Zimbabwe) who are coming to terms with being women and obtaining an education in a male dominated society. However this book has two other underlying themes: being black in the colonial state, and revolting against colonial control. In a way, the main characters' struggles within their homes, towns, and schools are a microcosm of what was occurring in the society under colonial rule.
What struck me the most about this book is the fact that in the end you're not sure whether either of the girls - Tambu and Nyasha - overcome their issues. As I continued to read the book, I could feel the excitement that Tambu felt when she arrived at the mission (it reminded me of when I first arrived in UC Davis), and the frustrations Tambu and Nyasha felt as they fought male domination and assimilation.
The book is written in a way that - if you're following the story line closely and playing out the book in your mind - you also begin to feel "nervous." The end leaves you hanging; longing for closure, a happy ending.
You get a sense that Tambu succeeded NOT because she became emancipated, but because she adopted the colonial paradigm, and based on that paradigm she was a success.
One of my favorite books used to be Kate Chopin's The Awakening. Reason: Edna "awakens" and finds a whole new way of living. She goes through a well laid-out and clear change. Things follow a natural progression, and even if Edna reverts back to her old life, she is still a changed woman. However, in real life things hardly progress in such a linear manner.
The ambiguity in Tsitsi Dangaremba's novel is more realistic. Life doesn't usually have a clear plot, one climax, and a conclusion. It takes more than one awakening to change, and who's to say that moments of "awakening" will always result in paradigm shifts?
Dangaremba's characters demonstrate how many of the things a formal education teaches us to value can conflict with what our family and community expects us to value - and how societal expectations can also conflict with what we expect of ourselves.
The struggles of Tambu and Nyasha do not appear to have a conclusion because such struggles and "burdens" (as Tambu calls them) can rarely be narrated with a sense of closure.
What struck me the most about this book is the fact that in the end you're not sure whether either of the girls - Tambu and Nyasha - overcome their issues. As I continued to read the book, I could feel the excitement that Tambu felt when she arrived at the mission (it reminded me of when I first arrived in UC Davis), and the frustrations Tambu and Nyasha felt as they fought male domination and assimilation.
The book is written in a way that - if you're following the story line closely and playing out the book in your mind - you also begin to feel "nervous." The end leaves you hanging; longing for closure, a happy ending.
You get a sense that Tambu succeeded NOT because she became emancipated, but because she adopted the colonial paradigm, and based on that paradigm she was a success.
One of my favorite books used to be Kate Chopin's The Awakening. Reason: Edna "awakens" and finds a whole new way of living. She goes through a well laid-out and clear change. Things follow a natural progression, and even if Edna reverts back to her old life, she is still a changed woman. However, in real life things hardly progress in such a linear manner.
The ambiguity in Tsitsi Dangaremba's novel is more realistic. Life doesn't usually have a clear plot, one climax, and a conclusion. It takes more than one awakening to change, and who's to say that moments of "awakening" will always result in paradigm shifts?
Dangaremba's characters demonstrate how many of the things a formal education teaches us to value can conflict with what our family and community expects us to value - and how societal expectations can also conflict with what we expect of ourselves.
The struggles of Tambu and Nyasha do not appear to have a conclusion because such struggles and "burdens" (as Tambu calls them) can rarely be narrated with a sense of closure.
Tuesday, November 11, 2008
Crossing The Line?
I recently had a conversation with a friend about crossing professional lines. Like the time her TA gave her his cell phone number and said "Call me at any time if you need help with anything."
Not that long ago I started getting coffee with one of my TAs and didn't think much about it until someone said it was "cool" and asked me if I was trying to get an A. I laughed at the comment and said no, that I genuinely find him to have interesting views. Then one time I introduced him to a friend and when my friend asked him what he was studying, he hesitantly said "I'm a graduate student."
In the past I've had difficulties seeing these "invisible lines" of professionalism when it comes to interacting with people who are "above" me. It's not like I walk in saying "Yo, what's up!" - I treat them the same way I would treat a friend: with courtesy, amiability, and respect.
Since I can remember I've always felt at ease speaking with my mentors and teachers - especially now at Davis. In most of my classes my peers are younger than me; sometimes even by 6 years.
Should I change I how interact with my "superiors"? Is it time for me to acknowledge the hierarchical academic structure and only go to office hours when I'm thoroughly confused by the subject?
Not that long ago I started getting coffee with one of my TAs and didn't think much about it until someone said it was "cool" and asked me if I was trying to get an A. I laughed at the comment and said no, that I genuinely find him to have interesting views. Then one time I introduced him to a friend and when my friend asked him what he was studying, he hesitantly said "I'm a graduate student."
In the past I've had difficulties seeing these "invisible lines" of professionalism when it comes to interacting with people who are "above" me. It's not like I walk in saying "Yo, what's up!" - I treat them the same way I would treat a friend: with courtesy, amiability, and respect.
Since I can remember I've always felt at ease speaking with my mentors and teachers - especially now at Davis. In most of my classes my peers are younger than me; sometimes even by 6 years.
Should I change I how interact with my "superiors"? Is it time for me to acknowledge the hierarchical academic structure and only go to office hours when I'm thoroughly confused by the subject?
Thursday, October 16, 2008
There's Something About Malthus
I had my first midterm today: economic history.
Is it hard? Not compared to O-Chem or Physics.
Is it fun? Not compared to Arabic.
Is it scary? Not compared to Genetics.
What is it about economic history that gets me all worried but excited at the same time? I'm really enjoying A Farewell To Alms by Prof. Clarke. I find it slightly more interesting than La Nueva California (one of my favorites). It incorporates story telling with data - sort of the way Collier did with The Bottom Billion.
I like economic history, Parman, and Clarke & his book - I really do - but
Up until this summer, I thought the only difference between "capita" and "capital" was the missing "l" :-)
Yes, it sounds terrible, but that "Ah hah!" moment, when I realized they were completely different concepts, led me to the conclusion that the way I approached econ. set me up for failure.
I guess what I need is an academic paradigm shift... yah... a shift that will allow me to enjoy the text, learn, and take tests.
Is it hard? Not compared to O-Chem or Physics.
Is it fun? Not compared to Arabic.
Is it scary? Not compared to Genetics.
What is it about economic history that gets me all worried but excited at the same time? I'm really enjoying A Farewell To Alms by Prof. Clarke. I find it slightly more interesting than La Nueva California (one of my favorites). It incorporates story telling with data - sort of the way Collier did with The Bottom Billion.
I like economic history, Parman, and Clarke & his book - I really do - but
Midterm + Economics = Anxiety
I need to focus and figure out a way of thinking about tests as an opportunity to show what I know, not how inadequate I am in a subject - especially Econ.Up until this summer, I thought the only difference between "capita" and "capital" was the missing "l" :-)
Yes, it sounds terrible, but that "Ah hah!" moment, when I realized they were completely different concepts, led me to the conclusion that the way I approached econ. set me up for failure.
I guess what I need is an academic paradigm shift... yah... a shift that will allow me to enjoy the text, learn, and take tests.
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